Accepted Financing Provider
Sunbit Dental Financing - Marlborough, MA 01752 Dentist
Use Sunbit to pay for your dental treatment over time with promotional financing options (subject to credit approval).
Why Patients Choose Sunbit
- Promotional financing available
- Prequalify with no credit impact
- Instant credit decisions
- No annual fee†
* Subject to credit approval. Visit our website for details. † For new accounts as of 5/30/24: Purchase APR is 32.99%. Minimum Interest Charge is $2.
Key Sunbit Benefits
Promotional Financing
On $200+Purchases subject to credit approval
Annual Fee
No annual feesSee issuer terms for details
Where Accepted
250,000+ locationsDental, vision, and more
Covers
Most treatmentsPreventive to cosmetic and ortho
Prequalify: See if you prequalify with no impact to your credit score
Subject to credit approval. Promotional options vary by purchase amount and provider.
See all payment options →About Sunbit
- The Sunbit health and wellness credit card lets you fit the care you want or need into your budget with flexible financing so you can pay over time
- Promotional financing options are available on qualifying purchases, subject to credit approval
- You can see if you prequalify with no impact to your credit score, and decisions are often instant
- It's accepted at more than 250,000 locations for dentistry, chiropractic, dermatology, vision, prescriptions, pet care and more
- A convenient way to help fit expenses not covered by insurance into your budget, with no annual fees;
How Sunbit Works
Using Sunbit at Oxford Smiles Dental is straightforward. First, check if you prequalify online with no impact to your credit score; decisions are often instant. Once approved, you use your Sunbit card for eligible dental treatments wherever Sunbit is accepted, including our office. You then pay monthly based on the promotional financing option available for your purchase amount. Promotional financing is available on purchases of $200 or more, subject to credit approval, and the specific options vary by the size of your purchase and the provider. There is no annual fees, and because Sunbit is accepted at more than 250,000 locations, the same card can be used for other health and wellness expenses for you and your family. It's a convenient way to help fit costs that insurance doesn't cover into a monthly budget you can manage.
Eligibility and Considerations
Sunbit is a financing option, not dental insurance, so a few things are worth knowing before you apply. Approval is subject to credit approval and terms apply. The promotional options available to you vary by your purchase amount and the provider, and the rates and fees are set by the issuer, so you should review the cardholder terms for the details that apply to your account. Checking whether you prequalify does not affect your credit score, but a full application may. Sunbit is a Synchrony solution; when you visit the Sunbit website you'll be subject to the Synchrony privacy policy, which differs from the Oxford Smiles Dental privacy policy. Our team is happy to walk you through the options and give you a written treatment estimate so you know the amount to finance before you apply.
What Your Treatment Could Cost Per Month
These are estimates based on 12-month promotional financing through Sunbit, subject to credit approval. Exact treatment fees are determined after your examination, and a personalized payment plan is provided at your consultation.
- Dental Implant - starting from ~$99/mo (extended plans based on the installment)
- Invisalign - starting from ~$99/mo (extended plans based on the installment)
- Dental Crown - starting from ~$99/mo (extended plans based on the installment)
- Dental Veneers - starting from ~$99/mo (extended plans based on the installment)
Treatments You Can Finance with Sunbit
Sunbit can be used for virtually any treatment we offer, from routine preventive visits to larger restorative and cosmetic work. It's especially useful for care that isn't fully covered by insurance.
Preventive Care
Restorative Care
Cosmetic & Major
* Monthly estimates based on 12–24 month financing with approved credit, subject to Sunbit promotional terms. Exact treatment fees determined after examination.
Frequently Asked Questions
How do I apply for Sunbit?
Apply online to check if you prequalify with no impact to your credit score. Many applicants receive an instant decision. If approved, you can use Sunbit toward eligible treatment right away, and our team is happy to help you through the steps at the office. Call (508) 290-8714 and we'll walk you through it.
Where can I use Sunbit?
At participating dental practices and other eligible providers nationwide, including Oxford Smiles Dental in Marlborough, MA. Sunbit is accepted at more than 250,000 locations across dentistry, vision, chiropractic, dermatology, prescriptions, pet care and more, so the same card can help with other health and wellness expenses for you and your family.
Is there an annual fee?
Sunbit advertises no annual fee. See issuer terms for current details. For new accounts as of 5/30/24, the purchase APR is 32.99%, the penalty APR is 39.99%, and the minimum interest charge is $2. Rates and fees are set by the issuer, so review the cardholder terms that apply to your account.
How does Sunbit promotional financing work?
Sunbit offers promotional financing on qualifying purchases of $200 or more, subject to credit approval. Depending on your purchase amount you may qualify for 0% promotional plans or extended plans up to 24 months. Your monthly payment depends on the amount financed, the plan length, and the terms set by the issuer. We'll give you a written treatment estimate so you know the amount to finance before you apply. Call (508) 290-8714 for a personalized estimate.
Can I use Sunbit for treatment my insurance doesn't cover?
Yes, that's one of the most common ways patients use it. Sunbit is a convenient way to fit expenses not covered by insurance into your budget. If your insurance doesn't fully cover a recommended treatment, you can finance the remaining balance over time. Many patients use their insurance benefits first and finance only the remaining portion. Call (508) 290-8714 and we'll help you plan it.
Does checking if I prequalify affect my credit score?
No. You can see if you prequalify with no impact to your credit score, and decisions are often instant. A full application may involve a credit check, so ask us if you have questions before you apply. Approval is subject to credit approval and terms apply. Call (508) 290-8714 to get started.
What financing and payment options does Oxford Smiles Dental accept?
Oxford Smiles Dental offers several ways to make treatment affordable, including financing through Sunbit, Sunbit, and Sunbit, plus our own in-house membership plan for patients without insurance. We provide a clear written estimate before your treatment so you know exactly what your cost will be and which payment option fits best. If you're unsure which option is right for you, call (508) 290-8714 and we'll walk you through them.
How do I make the most of Sunbit financing?
To get the most from financing, ask us for a full treatment estimate up front so you finance the right amount, and choose a promotional plan with a monthly payment you're comfortable with. If you have dental insurance, use your benefits first and finance only the remaining balance, which keeps the amount you borrow as low as possible. If you have a 0% promotional plan, paying it off within the promotional period helps you avoid interest charges. Call (508) 290-8714 and our team will help you plan it.
Does Oxford Smiles Dental offer other financing options?
Yes. In addition to Sunbit, we also offer financing through LendingClub, CareCredit which provides flexible payment plans with a quick, soft credit check and high approval rates. Not sure which option is right for you? Our team can help you compare plans during your visit. We also have an in-house membership plan that bundles preventive exams, cleanings, and X-rays at a discounted annual fee, plus reduced rates on restorative and cosmetic treatments.
Sunbit Dentist Near You - Serving 6 Nearby Towns
Oxford Smiles is an easy drive for Sunbit members across the following communities. Each is a short trip to our Marlborough office:
Sunbit Dentist Near Shrewsbury, MA 01545
9 miles · 15 min via I-290
A short drive down I-290 from Shrewsbury, Oxford Smiles is a convenient in-network Sunbit dentist for the area. Shrewsbury patients on Sunbit choose us for dental exams and cleanings, cosmetic dentistry, and children’s dentistry, with flexible hours. We verify your Sunbit benefits before treatment and file your claims for you. (508) 290-8714 to confirm your coverage.
Sunbit Dentist Near Hudson, MA 01749
5 miles · 10 min via I-290
Oxford Smiles is a quick drive from Hudson via I-290, making us a convenient in-network Sunbit dentist for the area. Hudson Sunbit members rely on us for preventive dentistry, Invisalign, and crowns and bridges. We verify your Sunbit benefits before treatment and file your claims for you. Call (508) 290-8714 to confirm your coverage.
Sunbit Dentist Near Northborough, MA 01532
5 miles · 10 min via RT-20
Oxford Smiles is a short drive from Northborough via RT-20, making us a convenient in-network Sunbit dentist for the area. Northborough families with Sunbit trust us for dental exams and cleanings, emergency dentistry, and dental implants. We verify your Sunbit benefits before treatment and file your claims for you. Call (508) 290-8714 to confirm your coverage.
Sunbit Dentist Near Berlin, MA 01503
7 miles · 13 min via RT-62
Oxford Smiles is a scenic drive along RT-62 from Berlin, making us a convenient in-network Sunbit dentist for the area. Berlin Sunbit patients come to us for cosmetic dentistry, Invisalign, and preventive care for every age. We verify your Sunbit benefits before treatment and file your claims for you. Call (508) 290-8714 to confirm your coverage.
Sunbit Dentist Near Westborough, MA 01581
7 miles · 13 min via RT-9
Oxford Smiles is a short drive from Westborough via RT-9, making us a convenient in-network Sunbit dentist for the area. Westborough Sunbit members count on us for cleanings, children’s dentistry, and same-day crowns. We verify your Sunbit benefits before treatment and file your claims for you. Call (508) 290-8714 to confirm your coverage.
Sunbit Dentist Near Southborough, MA 01772
14 miles · 20 min via FM-917
Oxford Smiles is a short drive from Southborough via RT-9, making us a convenient in-network Sunbit dentist for the area. Southborough Sunbit families choose us for dental exams and cleanings, Invisalign, and restorative care. We verify your Sunbit benefits before treatment and file your claims for you. Call (508) 290-8714 to confirm your coverage.