Insurance Finance Options
Financial Policy
Healthcare costs can be significant for many families, and we will work with you to ensure you can receive the care you need. We encourage you to speak with our team to discuss affordable payment options for your dental care. All Oxford Smiles offer flexible payment options to fit within most budgets including Essential Dental Plan, Care Credit and a new Pay-Over-Time financing option from Sunbit.
We understand that dental care can be a significant financial commitment for many patients. To make your treatment more affordable and stress-free, our team at Oxford Smiles offers a variety of flexible payment plans and works with most major dental insurance providers. We’re committed to helping you receive the care you need without the added worry of cost.
We also have in-house Membership and Payment plans with $0 Down, plus 0% Interest. Contact us to know more.
At Oxford Smiles, we accept a wide range of payment options for your convenience, including Visa, MasterCard, Discover, and American Express. We also welcome Personal Checks and Money Orders. For added flexibility, you can use Apple Pay and Google Pay when visiting our office.
Frequently Asked Questions
Yes. Provide your insurance information when booking, and the front-desk team will verify your benefits, estimate coverage, and notify you of any expected out-of-pocket costs - so you arrive with no surprises.
Dr. Mehta will discuss phased treatment planning when possible, scheduling some procedures in the next benefit year to maximize your insurance coverage. Financing options are also available to bridge any gap.
Oxford Smiles works with third-party financing partners that offer promotional no-interest periods, as well as in-house arrangements for qualified patients. Ask the team for current options when you call or at your first appointment.
Yes. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are accepted for eligible dental expenses. Cosmetic-only procedures typically do not qualify, but preventive, restorative, and orthodontic care usually do.
While many plans provide Orthodontic benefits, you do not need dental insurance. Braces are available to all patients regardless of dental insurance! We offer several payment options including No Money Down and monthly payment plans with autopay.
Flexible Financing & Insurance options
We strive to make dental care affordable and accessible for all our patients. That's why we accept most major insurances, and will work with you to help you understand your plan and maximize your benefits. If you have questions about insurance, or anything at all, give us a call to speak with one of our friendly insurance experts. Don't see your insurance listed? Give us a call on (508) 290-8714, and we'll walk you through all your options!
No Insurance? No Problem.
Flexible financing & membership plans available
We offer Quality Membership Plans along with flexible financing options through LendingClub, Sunbit, and CareCredit. Quality dental care is an investment in your health and happiness and we believe the cost of treatment should never stand in the way of your ideal smile. That's why we partner with trusted healthcare lenders, allowing you to create personalized payment plans that fit your needs, budget, and lifestyle.
Dr. Aditya Mehta – Compassionate Cosmetic & General Dentist
Dr. Mehta, inspired by a family legacy of 15 doctors, brings a deep-rooted passion for healthcare to his work at Oxford Smiles in Marlborough. With a commitment to excellence, he combines advanced dentistry with a warm, personalized approach to ensure every patient feels valued and cared for.
He specializes in cosmetic and general dentistry. Dr. Mehta focuses on creating natural-looking smiles, offering comfortable, anxiety-free visits, and staying at the forefront of dental innovation through continuous education. Trusted for both his gentle care and expertise, Dr. Mehta helps patients achieve lasting oral health with a strong emphasis on transparency and trust.

