Insurance Finance Options
Financial Policy
HIGH-QUALITY DENTAL CARE
We understand that dental care can be a significant financial commitment for many patients. To make your treatment more affordable and stress-free, our team at Oxford Smiles offers a variety of flexible payment plans and works with most major dental insurance providers. We’re committed to helping you receive the care you need without the added worry of cost.
We also have in-house Membership and Payment plans with $0 Down, plus 0% Interest. Contact us to know more.
Healthcare costs can be significant for many families, and we will work with you to ensure you can receive the care you need. We encourage you to speak with our team to discuss affordable payment options for your dental care. All Oxford Smiles offer flexible payment options to fit within most budgets including Essential Dental Plan, Care Credit and a new Pay-Over-Time financing option from Sunbit.
Paying for Your Care
All Oxford Smiles accept Visa, MasterCard, Discover, American Express, Personal Checks and Money Orders. We accept Apply Pay and Google Pay in the office.
Accepted Insurance Plans - Oxford Smiles, Marlborough
We strive to make dental care affordable and accessible for all our patients. That's why we accept most major insurances, and will work with you to help you understand your plan and maximize your benefits. If you have questions about insurance, or anything at all, give us a call to speak with one of our friendly insurance experts. Don’t see your insurance listed? Give us a call on (508) 290-8714, and we’ll walk you through all your options!
No Insurance? No Problem. We have Quality Membership Plans and Flexible Financing Options, Quality dental care is an investment in your health and happiness, and we believe that the cost of treatment should never get in the way of your ideal smile. Because of this, we work with trusted healthcare lenders so you can create payment plans that fit your needs, budget, and lifestyle.
LendingClub
They offer low monthly and affordable payment plans with no prepayment penalties, and no hidden fees. Lending application process is easy and approval is quick.
Pay-over-Time Financing with Sunbit
Oxford Smile partners with Sunbit, a new way to get the treatment you need and pay over time. Sunbit offers patients a way to split their bill into monthly payments up to 72 months. And best of all, over 85% of patients who apply are approved. So Smile Now and Pay-Over-Time with Sunbit!
- No hard credit check
- No late fees or penalties
- See your options in 30 seconds
Care Credit
Care Credit is a third-party healthcare credit card that helps finance healthcare related costs. Care Credit extends special financing options that you can’t get when using your Visa or MasterCard. Whether you use your healthcare credit card to cover your deductible, or to pay for treatments and procedures not covered by insurance, CareCredit helps make them possible today. See if you prequalify with no impact to your credit score!
Our Financing Partners
Committed to providing you with flexible financing options.
Dr. Aditya Mehta – Compassionate Cosmetic & General Dentist
Dr. Mehta, inspired by a family legacy of 15 doctors, brings a deep-rooted passion for healthcare to his work at Oxford Smiles in Marlborough. With a commitment to excellence, he combines advanced dentistry with a warm, personalized approach to ensure every patient feels valued and cared for.
He specializes in cosmetic and general dentistry. Dr. Mehta focuses on creating natural-looking smiles, offering comfortable, anxiety-free visits, and staying at the forefront of dental innovation through continuous education. Trusted for both his gentle care and expertise, Dr. Mehta helps patients achieve lasting oral health with a strong emphasis on transparency and trust.
Frequently Asked Questions
Yes, you can now pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. It’s an exciting program that helps patients get the treatment they need for a healthy, confident smile. Learn more about how you can get your dental care today and pay over time.
Insurance coverage and out-of-pocket expenses for cosmetic treatment vary. Our practice will work with your insurance provider to verify coverage and will provide you with different treatment options to achieve your cosmetic goals. We will review treatment options with you and help you find a payment option for your needs and your budget.
At Oxford Smile, all necessary x-rays, a cleaning and treatment plan. This is a great way to get to know the practice. We also accept Lending Club, a dental savings plan that allows members to have the dental care they need at the savings they can afford. And now you can pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. Please call your practice to speak to a patient care representative about your payment options.
Health insurance and dental insurance are two different types of coverage. Some procedures such as oral surgery may be covered under your health insurance. Call your office and speak with a Patient Care Representative to learn more.
While many plans provide Orthodontic benefits, you do not need dental insurance. Braces are available to all patients regardless of dental insurance! We offer several payment options including No Money Down and monthly payment plans with autopay.
Most dental insurance plans cover dental implants. Each plan is different so contact your dental insurance company for full details.
Oxford Dental accepts most dental insurance plans but does not currently accept Medicare.
